Where the money is....

When Willie Sutton bank robber was asked why he robbed banks he said "Because that is where the money is". How things have changed.

The banker's Bank the Federal Reserve is now robbing savers with near zero interest rates. Why? Because that is where the money is. It is a hidden tax. No law was passed. Still you are having the your money stolen through near zero interest rates to restore bank's balance sheets. If you had $300,000 in an IRA (or 401k) earning 5% in 2007 ($18,000 a year with nearly no risk) you are lucky if you earn half that today. That is a $9,000 or more of hidden taxes.


I hope to expose these types of actions and others by the FED and government. Boomers need to be vigilant - because their savings is where the money is. I will also delve into other areas of finances of interest to Boomers.

Monday, April 14, 2014

CVA double billing for medical services

As you get older you deal with a lot of medical people and
organizations.  In my case it was cardiac problems (congestive
 heart failure requiring a pace maker / defib unit ).  So a lot
 of follow up (like with Cardio Vascular Associates).  We
 have all heard about fraudulent billing but thought it
 happened to other people. Whether fraud or incompetence
CVA billed the insurance company for some services
(which were paid by BCBS).  Then they tried to bill me.

For 4 months they keep trying to bill me.  I sent then copies
 of the statements from the insurance company showing they
 paid the provider.  Talked to them multiple time.  An insurance
 company rep tells me he has talked to them multiple times.

Yesterday I received a letter from a collection agency.  If you
deal with CVA hope you don't have to deal with their payments
 people.  From my experience they are either not too smart, or
incompetent or both.

Here is the bill, followed by the insurance statements.  Pay
careful attention to dates/amts on bills and on insurance
statements and you will see CVA was paid (Over a year ago,
yet they do not try and bill me until first of 2014 - they couldn't
explain this)

The bills (bested viewed 125-150% zoom):





Here are the insurance statements:





My advice, stay on top of healthcare providers...