Boomer Financial Survival: T-M0bile and EOS CAA

Where the money is....

When Willie Sutton bank robber was asked why he robbed banks he said "Because that is where the money is". How things have changed.

The banker's Bank the Federal Reserve is now robbing savers with near zero interest rates. Why? Because that is where the money is. It is a hidden tax. No law was passed. Still you are having the your money stolen through near zero interest rates to restore bank's balance sheets. If you had $300,000 in an IRA (or 401k) earning 5% in 2007 ($18,000 a year with nearly no risk) you are lucky if you earn half that today. That is a $9,000 or more of hidden taxes.

I hope to expose these types of actions and others by the FED and government. Boomers need to be vigilant - because their savings is where the money is. I will also delve into other areas of finances of interest to Boomers.

Sunday, June 8, 2014

T-M0bile and EOS CAA

EOS CAA is the collection agency used by T-Mobile. Did some research online and this agency definitely does not observe rules for collection agencies. For a week (before I got written correspondence) they called my cell every day. Since I pay by the minute I told them in an angry voice to quit calling my cell # and hung up on them. Guess the got the hint, but they are in violation of rules to call and not immediately identify themselves (which they didn't).

Research shows they do this sort of thing habitually. I will call them one time and tell them: 1) I am contesting the T-Mobile bill (As I have told T-Mobile already), 2) I will pay nothing until I get a correct bill for "partial charge" as stated on the bill (see copy of bill prior post), they are not to call me again.

I will refer EOS CAA to my prior post for details of my contest of bill.

As to actions of EOS CAA - they are scum bags. They call from 855-612-29xx (where xx is 01 thru 10) and do not properly identify themselves. If they continue this after I tell them to stop I will report them to the appropriate government agency.

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Background

I am a leading edge boomer, first of a huge wave of boomers. I believe I have done an adequate job in preparing for retirement (no debt, some savings, IRA accounts, home paid off, no auto payments). My largest recurring monthly cost is health insurance.

The one area I come up short is long term care insurance. As I suspect a large per cent of boomers do. ...

I enjoy playing the stock market and most week days will be online watching the market. I tend to crunch numbers when analyzing any situation (as you might expect from a college math major). If you are like me you are concerned about things going on with the economy, the FED, the government deficits, potential inflation and the many things that could derail your plans.